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Credit Report

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Credit Report

How MortgageMax can help:

Many assume there is nothing that can be done to improve your credit history, but this is simply not true. MortgageMax will work with you to improve your scores and clear up any discrepancies on the report. This will help you qualify and get approved for a mortgage loan. Lenders will use your credit score in determining your creditability in repaying the loan given.

We understand that each borrower has specific needs to get approved. MortgageMax prides themselves on their ability to cut through the red tape when it comes to improving credit scores. We will guide you step by step in what can seem to be a tedious process. Marco Bonilla and staff are trained and able to help achieve your credit goal. We believe your credit does not define you , regardless of history we want to try and help call or email us today.

What is a Credit Report:

A credit report is a payment history of various credit cards, car loans, student loans, mortgages etc. The report will include any judgments against you bankruptcy, child support, tax liens etc. Personal information such as social security, full name, date of birth, work, and residential will also be listed on the report. This would also include a list of companies or individual who have recently requested a copy of your report.

Credit Score:

There are three credit bureaus that report a credit score. Banks use these scores to qualify a borrower for a specific loan program. If the credit score does not get you qualified you have options.