Mortgage Loan Requirements
Get your documents ready and we’re good to go!
Everything you need for your loan application, explained clearly and simply.
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Required documents:
ITIN or Social Security Number
Passport or Driver’s License (valid in the U.S.)
Proof of Residency (if applicable)
These documents help us verify your identity and are the first step to starting your application.
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Required documents:
Pay stubs (last 2 months)
W-2 forms (last 2 years)
Tax returns (last 2 years)
1099 forms (if you’re self-employed or a contractor)
We want to better understand your financial situation so we can offer you the right loan.
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Required documents:
Bank statements (last 3 months)
Savings or investment account information (if applicable)
Cash on hand information
Business accounts or investment details
This helps us understand your financial habits and make sure everything is in order for your loan.
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For ITIN Loans
What do you need?
Copy of a valid ITIN
IRS tax history (last 2 years)
Valid passport
If self-employed: bank statements from the last 12 months
Why do we ask for this?
To make sure you meet the loan requirements and that we can help you smoothly through the process. -
What do you need?
Information about your current mortgage (lender, balance, remaining term)
Payment history for your current mortgage
Details about your home’s current value (if you have a recent appraisal)
If you're looking to refinance, these documents help us find the best option for you.
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Some cases may require extra documentation. Don’t worry—our team will guide you if anything else is needed.
Employment verification letter or contract
Employer information (name, contact details, address)
Have any questions or need help with your documents?
If you’re unsure about any requirement or need help gathering everything, we’re here for you. Fill out our form and we’ll reach out to guide you through the process.