Your DTI (Debt-to-Income ratio) is how lenders measure how much of your monthly income goes toward paying debts.

At MortgageMax, we use this number to help you understand how much home you can realistically afford—before you even apply.

Did you know you don’t always have to cover all the costs when buying a home? At MortgageMax, we help you take advantage of powerful strategies like Seller Concessions— a tool that can save you thousands of dollars on your purchase.

This program, backed by the U.S. Department of Agriculture (USDA), allows eligible buyers to obtain a mortgage with no down payment for homes in rural and suburban areas.

Ideal for first-time homebuyers, this program offers low down payments and flexible requirements

Mortgage Loan Requirements: Everything You Need to Know to Buy Your Home.